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Counsel-review draft — not a production merchant agreement or legal advice.

Crypto Risk Disclosure

Counsel-review disclosure for non-custodial digital-asset payments.

Crypto assets can be volatile, irreversible, delayed, unavailable, or subject to network and smart-contract risk.

A displayed quote is time-limited. Price impact, slippage, network fees, routing availability, token liquidity, blockhash expiry, and confirmation time can change before execution. Never sign a wallet transaction whose displayed asset, amount, or destination is unexpected.

MoonTap is designed not to custody the merchant portion of a payment. Non-custodial design reduces custody exposure but does not eliminate smart-contract, wallet, sanctions, fraud, operational, tax, or regulatory risk.

Confirmed blockchain transactions generally cannot be reversed. Refunds require a new merchant-authorized transaction and may have different price, fee, tax, liquidity, and reporting consequences.

Digital-asset payments can create income, gain, loss, basis, information-reporting, sales-tax, and recordkeeping obligations. MoonTap and a merchant may have different duties. Each party should use qualified tax and legal professionals.

MoonTap may restrict assets, wallets, merchants, jurisdictions, or activity based on law, sanctions, provider coverage, liquidity, security, or risk. Availability in the interface is not a representation that a transaction is lawful for every user.